Adjustable Rate About to Reset?
For some people who are struggling to make their recently-adjusted mortgage payments both Countrywide and HUD are offering to help. Generally, it's a catch-22 -- if you fell behind on your payment, then your credit wasn't good enough to refinance. HUD is going to be allowing people who had a good payment history UNTIL the adjustment to refinance even if they have recent late payments. Countrywide seems to be implementing something similar.
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